UBS TWINT 38.1.2

UBS AG – Freeware – Android iOS
out of 1226 votes

UBS TWINT: Your All-in-One Mobile Payment Solution

David Fischer

02/09/2025

UBS TWINT simplifies transactions by allowing users to make payments with ease, send money to friends, and manage finances directly from their smartphones.

UBS TWINT is Switzerland's leading mobile payment app, known for its popularity and widespread use. With over one million users, TWINT has become the country's favored payment service, offering a convenient and secure way to make digital payments and transfer money to friends and family. Say goodbye to the hassle of carrying coins for parking, as TWINT allows you to make cashless payments for parking fees. Additionally, you can use the app to pay for your purchases at Coop and Migros, two of Switzerland's major retailers.

Here are some key features of TWINT:

Send, receive, and request money: With just a few taps on your smartphone, you can quickly and securely send, request, and receive money from your contacts.
Pay in the online store: Save time when shopping online by scanning the QR code at checkout or switching to the TWINT app for a seamless payment experience.
KeyClub points: Earn valuable points when using an UBS credit card linked to your TWINT account.
Coupons & Credits: Purchase digital coupons and credits effortlessly, either for yourself or as a thoughtful gift.
Pay parking fees: Pay for public parking spaces using TWINT's location detection feature or by scanning the QR code on the parking meter.
Pay in Apps: Enjoy cashless transactions by using TWINT as a secure payment method within popular apps such as SBB, Fairtiq, and Lezzgo.
Pay cashless at the cashier: Make convenient payments with your smartphone at various establishments using QR codes on card terminals or by utilizing TWINT Beacon.
Donations: Support Swiss aid organizations and their projects by easily making charitable donations through TWINT.
Profit: Take advantage of various discounts, competitions, vouchers, and loyalty cards available exclusively to TWINT users.

When it comes to security, UBS TWINT ensures strict adherence to Swiss banking standards. All user data remains protected within Switzerland and can only be accessed through a secure 6-digit PIN or fingerprint verification. In case of any concerns, users have the ability to block their UBS TWINT account at any time.

Please note that the UBS TWINT App is intended for existing clients of UBS Switzerland AG and existing clients of other non-US subsidiaries of UBS Group AG domiciled in Switzerland. It is also available for natural persons domiciled in Switzerland. It should be understood that the availability of the app on non-Swiss App Stores is not an invitation, offer, or recommendation to engage in any financial transaction. Furthermore, the app is not intended for use by individuals domiciled in Australia or the United States.

For further information, please visit www.ubs.com/twint.

Overview

UBS TWINT is a Freeware software in the category Business developed by UBS AG.

The latest version of UBS TWINT is 38.1.2, released on 05/02/2024. It was initially added to our database on 10/18/2023.

UBS TWINT runs on the following operating systems: Android/iOS.

Users of UBS TWINT gave it a rating of 5 out of 5 stars.

Pros

Convenient cashless payment option
Easy to use for transactions
Secure authentication methods
Wide acceptance among merchants in Switzerland

Cons

Availability limited to users in Switzerland
Not as widely accepted internationally
May require internet connection for transactions

FAQ

What is UBS TWINT?

UBS TWINT is a mobile payment app developed by UBS AG that allows users to make secure payments via their smartphones.

How do I set up UBS TWINT?

To set up UBS TWINT, download the app from your app store, create an account using your UBS banking details, and link your bank account or card.

Is UBS TWINT secure?

Yes, UBS TWINT uses encryption and secure authentication methods to protect your transactions and personal information.

Can I send money to friends using UBS TWINT?

Yes, you can easily send money to friends and contacts through the app with just a few taps.

What stores accept UBS TWINT as a payment method?

UBS TWINT is accepted at various retailers, restaurants, and online merchants across Switzerland. Look for the TWINT logo at checkout.

Are there any fees associated with using UBS TWINT?

Generally, using UBS TWINT for personal payments within Switzerland is free. However, some features or transactions may have fees; check the app for details.

Can I use UBS TWINT for online purchases?

Yes, you can use UBS TWINT for online purchases where the merchant accepts it as a payment option.

Do I need an account with UBS to use UBS TWINT?

While it's designed for UBS customers, you can also use UBS TWINT if you have an account with any Swiss bank that supports the service.

Is there a limit to how much I can transfer using UBS TWINT?

Yes, there are transaction limits. These limits vary based on your chosen settings and user identity verification. Check the app for specific limits.

What should I do if I encounter issues with the app?

If you have issues with UBS TWINT, you can contact their customer support through the app or visit their website for assistance.

David Fischer

I am a technology writer for UpdateStar, covering software, security, and privacy as well as research and innovation in information security. I worked as an editor for German computer magazines for more than a decade before joining the UpdateStar team. With over a decade of editorial experience in the tech industry, I bring a wealth of knowledge and expertise to my current role at UpdateStar. At UpdateStar, I focus on the critical areas of software, security, and privacy, ensuring our readers stay informed about the latest developments and best practices.

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